Construction Loans

Our construction loan service is tailor-made to cater to the specific financing needs of real estate developers. With our Ground Up Construction loan program, developers can secure up to 90% financing for the construction of new properties such as single-family homes, multi-family buildings, and commercial properties.

This loan comes with flexible repayment terms, including 30-year fixed-rate options and adjustable-rate mortgages with terms of 5/1, 7/1, or 10/1 ARMs. This variety of options enables developers to choose a loan that will best suit their specific budget and long-term vision.

One of the unique things about our construction loan service is that we cater to foreign nationals who have no experience with real estate development. At Cal Pacific Capital, we understand that real estate development is a lucrative field that attracts experts from around the world. To that end, we offer financing to foreign nationals, removing the hurdle of having a long-standing credit history or knowledge of the industry.

Whether you are a seasoned developer or a foreign national new to the industry, our construction loan service is designed to help you finance your dream construction project. With a mid-FICO score of 600+, our lending process is hassle-free, and our team will work with you every step of the way to ensure you receive the best possible financing solution.

At Cal Pacific Capital, we believe in simplifying our clients' lives, so our team is always available to answer any questions that you may have. We invite you to contact us today so we can begin to make your construction project a reality.